Bharat Sookshma Udyam Suraksha
Fire insurance is crucial for MSMEs as it provides financial security in the event of fire accidents, which can result in significant property damage and business interruptions. IRDAI introduced "Bharat Sookshma Udyam Suraksha " where the total value at risk across all insurable asset classes at one location not exceed ₹ 5 Crore to cater to their needs at affordable premium with wider coverage.
Bharat Laghu Udyam Suraksha
Fire insurance is crucial for MSMEs as it provides financial security in the event of fire accidents, which can result in significant property damage and business interruptions. IRDAI introduced "Bharat Laghu Udyam Suraksha " where the total value at risk across all insurable asset classes at one location exceed ₹ 5 Crore (Rupees Five Crore) but below 50 crores( fifty crores) to cater to their needs at affordable premium with wider coverage.
Machinery Breakdown Insurance Policy
It covers loss due to all kinds of accidental, electrical and mechanical breakdowns due to internal and external causes when the machinery is in operation or at rest or in the process of dismantling, overhaul or during subsequent re-erection at the same premises.
Group Personal Accident Policy
This Policy provides financial protection to a group of individuals against accidental injuries, disabilities, or death. It is commonly offered to employees by their employers, members of social or professional organizations.
Group Health Insurance Policy
Group health insurance Policy provides an affordable and tailor made healthcare solution for employees & their dependents with lower premiums and broader coverage compared to individual plans. The coverage is comprehensive, including hospitalization, outpatient care, and even maternity benefits. They Provide cover for pre-existing conditions with cash less facility for the Hospitalization. .
Workmen's Compensation Insurance Policy
Insurance for the workforce covers medical expenses and lost wages for employees injured on the job, ensuring their well-being and compliance with legal requirements.